Going self-employed?
Working for yourself brings more freedom - and more responsibility for your KiwiSaver.
When employer contributions stop, your KiwiSaver no longer runs in the background. It's worth understanding what that change could mean, and whether your current approach still makes sense.
Working for yourself changes the picture
Moving to self-employment changes how your KiwiSaver grows. In just a few minutes, you can see what your current contribution plans could mean for your future.
If you'd like personalised advice afterwards, we'll recommend whether we'd change anything - and explain why.
Your journey
See where you stand
See what moving to self-employment could mean for your future KiwiSaver balance. We'll compare it with your current path, so you can understand the impact before you make the move.
Free to start
See where I standGet personalised advice
Receive personalised recommendations based on your circumstances. We'll recommend whether your contribution approach, fund or provider should change as you move to self-employment, explain why, and tell you when we'd recommend leaving things exactly as they are.
Go further • $100
Get personalised adviceTalk it through
Everyone's situation is different. If you'd like to discuss the recommendations or ask questions about your plans, you can book a 15-minute conversation with a licensed adviser after you've received your report.
Optional conversation • $100
Talk it throughWhat you'll leave with
- A clearer picture of what self-employment could mean for your KiwiSaver
- Confidence that you're making the most of your new flexibility
- Independent advice from a licensed Financial Advice Provider
- Practical next steps tailored to your plans